Terms and Conditions

Please read these Terms and Conditions carefully before using this website. By accessing this website and any pages hereof, you are deemed to have read, accepted and agreed to be bound by these Terms and Conditions. Kindly refrain from using this website should you not agree to all or any of these Terms and Conditions. Smith Tan Asset Management Pte. Ltd. (‘Smith Tan’) reserves the right to amend and vary these Terms of Use without any prior notice from time to time. By reviewing and continuing to use this website and any pages hereof constitutes your agreement to all such changes. Smith Tan further reserves the right to change, suspend or discontinue any aspect of this website without prior notice.

THE WEBSITE

The contents of this website are intended for your personal non-commercial use only and you may print, copy and download any information of this website for your personal use only. You may not alter, copy, distribute, transmit, display, perform, reproduce, publish or use for commercial purposes in whole or any part of the website without first obtaining our consent.

All materials published on this website (including but not limited to articles, features, photographs, images and illustrations, collectively the ‘Content’) are protected by copyright laws, trademarks or other intellectual property rights, and are owned or controlled by Smith Tan, or any other party credited as the provider of the Content.

OTHER SITES

For your convenience, the website may also provide hyperlinks to other sites that are operated and controlled by third parties. Smith Tan shall not be responsible for any of these other sites or their contents. Any hyperlinks to these other websites are provided as a convenience to you and not an endorsement or verification of such websites and such websites should be accessed at the user’s own risk. You agree that under no circumstances will you hold Smith Tan liable for any loss or damage caused by use of or reliance on any content, goods or services available on the external websites.

USE OF YOUR PERSONAL INFORMATION

Smith Tan may use the personal information you provide through the website only for purposes for which the personal information was originally requested and for directly related purposes unless Smith Tan is required or authorised under law to disclose such personal information or Smith Tan has obtained your consent to allow disclosure of such personal information.

DISCLAIMER

We do not warrant that the functions in our website will be uninterrupted or error-free, that defects will be corrected or that this website or the server that makes it available is free of any virus or other harmful elements. None of Smith Tan or its affiliates nor any of their respective directors, officers, employees, agents, contractors or advisers makes any representation or warranty as to the truth, accuracy or completeness of the information on this website (including statements of opinion or expectation) or as to the achievement or reasonableness of any future projections, estimates, prospects or returns or any of the assumptions underlying them made nor shall any of them have any liability (whether arising from negligence or otherwise) for any representations (expressed or implied) contained in, or for any omissions from, the information on this website.

The information provided on this website should not be construed as an offering or solicitation to sell any securities in any jurisdiction to any person to whom it is unlawful to make such an invitation or solicitation in such jurisdiction. None of the information contained herein has been approved in any jurisdiction. The information on this website should not be regarded as investment product or financial advice and should not be relied upon as such.

The information contained in this website is subject to change without notice. Any research or analysis used to derive, or in relation to, the information contained on this website has been procured from sources deemed reliable by Smith Tan for its own use, without taking into account the investment objectives, financial situation or particular needs of any specific investor.

LIABILITY

By using our website you agree that Smith Tan will not be held liable under any circumstances, including negligence, for any direct, indirect or consequential loss arising from your use of the information and material contained in our website or from your access to the linked sites. Smith Tan is also not liable nor responsible for any material provided by third parties with their own respective copyright and shall not under any circumstances, be liable for any loss, damages or injury arising from these materials.

APPLICABLE LAW AND JURISDICTION

These Terms and Conditions and this website’s Content shall be governed and construed in accordance with the laws of Singapore, and the courts of Singapore shall have exclusive jurisdiction to adjudicate any dispute which may arise in relation thereto.